If you are hoping to minimize your auto insurance quotes, there are a few things that you should do. Unfortunately, auto insurance prices are set by, in a way, guesswork - your age and how long you have been driving, as well as the car that you drive will all have an impact on how much you can expect to pay. However, there are some things in your control that will minimize your auto insurance quotes if you make the right choices.

A lot of insurance companies will give you a cheaper quote if you take an advanced driving course, because this shows that you are committed to being a safe driver. Another option is to have a black box fitted that will track your driving - these boxes show where you go, and at what times - as well as your average speed.

If you are a safe driver then your insurance costs will go down. If you make a habit of speeding, then your insurance cost will increase.


Fitting a dash cam is another way that you can bring your insurance costs down. A dash cam will record your driving activity, and this will give the insurance company the peace of mind that if you are in an accident they will have conclusive proof of whose fault it is. This makes it easier for them to justify reducing people's premiums - after all, you are not going to take risks when you know that everything that is happening is being recorded and sent to a remote server.


The dash cam is a reliable and honest witness, and that is something that the insurance companies have never had the benefit of before. Premiums are slowly becoming more reflective of the risk of each individual driver.