Travel protection is not required but Emily’s Travel , LLC recommends to help protect your investment. Travel protection coverage can protect you from expenses incurred as a result of cancellation or interruption, emergency medical and transportation, baggage and personal effects, flight and travel accident, and/ or rental car physical damage. When traveling outside of the country US Medical Insurance is not accepted in other countries, and should you become sick or injured, you will be liable for any associated costs. If you choose to decline this protection, you are assuming any financial loss associated with your travel arrangements. By declining to purchase travel insurance you fully understand that your travel agent is not liable or responsible for loss of any kind. Cancellation policies have been provided for our travel services and have been made aware of the benefits of travel protection. If you choose to accept travel insurance, you understand that the premium is non-refundable, even if you should need to file a claim.