LOAN APPLICATION
  • LOAN APPLICATION

  • Married Applicants: May apply for a separate account.

    Individual Credit: You must complete the Applicant section about yourself and the Co-Applicant section about your spouse if:

    1. you live in or the property pledged as collateral is located in a community property state (AK, AZ, CA, ID, LA, NM, NV, TX, WA, WI),
    2. your spouse will use the account, or
    3. you are relying on your spouse's income as a basis for repayment. If you are relying on income from alimony, child support, or separate maintenance, complete the Co-Applicant section to the extent possible about the person on whose payments you are relying.

    Joint Credit: Each applicant must individually complete the appropriate section below. If Co-Borrower is spouse of the Applicant, mark the Co-Applicant box.

    Guarantor: Complete the Co-Applicant section if you are a guarantor on an account/loan.

    LOAN APPLICATION DISCLOSURE

    Please remember to submit a current pay stub with your application. Pay stubs can be dropped off at the credit union or faxed to 334-364-2855.
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    A description of the section goes here.
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  • If you answer YES in having your loan protected, then the credit union will disclose the cost of this voluntary payment protection to you. A separate election which discloses the terms and conditions must be signed for protection to be effective.
  • Applicant Information

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  • Applicant's Employment/Income

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  • Notice: Alimony, child support, or separate maintenance income need not be revealed if you do not choose to have it considered.
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  • Military: Is duty station transfer expected during the next year?
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  • Applicant's Reference Information (Nearest Relative Not Living with You)
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  • Co-Applicant Information (If Filing For Joint Credit)

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  • Co-Applicant's Employment/Income

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  • Notice: Alimony, child support, or separate maintenance income need not be revealed if you do not choose to have it considered.
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  • Military: Is duty station transfer expected during the next year?
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  • Co-Applicant's Reference Information (Nearest Relative Not Living with You)

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  • WHAT YOU OWE CREDITOR NAME OTHER THAN EAMC INTEREST RATE PRESENT BALANCE MONTHLY PAYMENT
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  • WHAT YOU OWE CREDITOR NAME OTHER THAN EAMC INTEREST RATE PRESENT BALANCE MONTHLY PAYMENT
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  • WHAT YOU OWN LIST LOCATION OF PROPERTY OR FINANCIAL INSTITUTION MARKET VALUE PLEDGED AS COLLATERAL ON ANOTHER LOAN?
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  • WHAT YOU OWN LIST LOCATION OF PROPERTY OR FINANCIAL INSTITUTION MARKET VALUE PLEDGED AS COLLATERAL ON ANOTHER LOAN?
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  • Other Information About You (Applicant)

  • Other Information About You (Co-Applicant)

  • NOTICE: By submitting this application, you promise that everything you have stated in this application is correct to the best of your knowledge, and that the above information is a complete listing of what you owe. If there are any important changes, you will notify us in writing immediately. You authorize the Credit Union to obtain credit reports in connection with this application for credit and for any update, increase, renewal, extension, or collection of the credit received. You understand that the Credit Union will rely on the information in this application and your credit report to make its decision. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report from you. It is a federal crime to wilfully and deliberately provide incomplete or incorrect information on loan applications made to federal credit unions or state chartered credit unions insured by NCUA.