EmailMe Form - generation2080 Quarter 5 Worksheet

Name *

First Last

Email *

Phone *

### - ### - ####

Who is your CRM case manager? *

Date you watched the Let's Go Home video. *

Is home ownership a goal?

If it is a goal, why is owning your own home important to you? *

If home ownership is not a goal, note below where you plan to live. Then, complete the rest of this form and make sure your CWC counselor knows your plans when you talk to them.

What homeownership programs have you participated in (e.g. Habitat for Humanity, NACA or Dream Key Partners). How far along are you in their program?

You will need to be prepared to meet some criteria to be able to buy a home. Requirements change for each program but here are some guides. Check those items you can meet. *

Stable employment

Credit score of 620 or higher

Keep the same bank accounts - don't change

No recent credit inquiries for new credit

Drive your old car for a while if you have to borrow for a new car to pay for it

Be honest on your applications

These items normally show someone who can be relied upon to be a "credible borrower".

How will you intend to pay for a home - downpayment and monthly payments? You can do it but you have to take some firm steps. Check the ones that you've started so far. *

Read up on every downpayment assistance plan you can

Ask Common Wealth Charlotte for financing referrals

Check into housing assistance nonprofits for grants

Compare different financing options; for example FHA or VA programs have $0 downpayment programs

Prepare a budget to show a lender how much you can afford and why you can afford it

A lot of good options are available in different places so it takes some effort to compare them. Keep good notes!

QUIZ Question:
Homeowners are responsible to pay for their home. Check all the items below those homeowners are responsible for. *

ACTION Item: Who do you call first to get started with homeownership? Who do you call second? List those below. *

NEXT STEPS:
Make an appointment with a Common Wealth Charlotte certified financial counselor. Bring a recent credit report and be ready to discuss your goals. Enter the date for your appointment here. *

ACTION Steps:
What action steps did my case manager and I agree to? *

NEXT STEPS:
When is the next time I meet with my case manager for generation2080 discussion? *

I know that I have to complete the video, worksheet and meet my case manager to receive my savings account match. *

I know that I need to save every two weeks as part of the 2080 program. I may be withdrawn from the program if I go longer than 3 months without saving. *