- No insurer has ever declined to insure you, or refused to renew or terminate your Employers, Public or Products Liability insurance.
- You or your directors or partners have never been convicted of or charged with (but not yet tried for) a criminal offence, other than a motoring offence.
- You or your directors or partners have never been owners, principals or partners of any other firm involved in this or a similar business which has been declared bankrupt wound up or ceased trading.
- You have not suffered any losses or made any claims in the past five years for any of the perils or contingencies to which this insurance applies.
- The maximum height at which work is undertaken does not exceed 15 metres above the ground and no excavation will exceed 3 metres in depth.

Contract Works

The proposer or any director, partner or Principal of the business
- must NEVER have been convicted of or charged with (but not yet tried for) any criminal offence, (other than a motoring offence)
- must NEVER have been refused insurance, had special terms or conditions imposed, or had insurance cancelled or renewal refused
- must NOT, in the past 5 years, have incurred any claims for any of the contingencies covered by this policy.
- must NEVER have been refused insurance, had special terms or conditions imposed, or had insurance cancelled or renewal refused
- You or your Directors or Partners have never been owners, principals or partners of any other firm involved in this or a similar business which has been declared bankrupt, wound up or ceased trading

Personal Accident

1. You have not previously held this type of insurance during the last three years where any year's policy losses (settled or outstanding claims) have exceeded 50.00% of the annual premium for any of the last three years.
2. You are not under 18 or over 70 years of age at the inception of the policy.
3. You are a resident of the Republic of Ireland.
4. That the person Insured under this certificate is in attendance at work at the inception of this insurance (or the first working day thereafter) and are not absent by reason of accident. In the event of the insured person being absent at the inception of this insurance by reason of accident they will not be insured until he/she has completed at least 20 (twenty) consecutive working days in employment. Furthermore, it is a requirement of Underwriters that a medical certificate be produced by a registered qualified medical practitioner/attending physician confirming the complete recovery from the said accident at the time of admission into the proposed insurance.
5. You are not engaged in any of the following occupations:-Abattoir or Slaughterhouse Worker, Aircrew, Fish Farming, Foresters / Sawmills, Foundry / Steelworkers, Media, Mining, Offshore, Police, Fire and Ambulance Services, Professional Sportspeople and Entertainers, Trawler Men / Women.
6. You are not involved in any occupation which involves work at a height of over 15 metres.