This Credit Support & Dispute Assistance Agreement (“Agreement”) is made between CBR Capital Group LLC (“CBR Capital Group,” “Company,” “We,” or “Our”) and the undersigned Client (“Client,” “You,” or “Your”).
CBR Capital Group LLC offers optional credit support and dispute assistance services as part of its VIP Membership Program. These services are not sold separately and are provided at no additional cost. Participation in credit support services is voluntary and available to VIP Members and, if applicable, up to two other individuals of the Client’s choosing, for the same duration as the VIP Membership.

1. PURPOSE OF AGREEMENT
CBR Capital Group LLC agrees to assist the Client by reviewing, identifying, and disputing inaccurate, erroneous, false, or obsolete information appearing on the Client’s credit reports from applicable credit reporting agencies, including but not limited to Experian, Equifax, and TransUnion.
CBR Capital Group will:
Evaluate Client’s credit reports to identify potentially inaccurate or outdated information.
Prepare and send dispute correspondence as appropriate.
All consulting and communications may occur by phone, email, video call, webinar, or other approved channels during regular business hours.

2. SERVICE DETAILS
Credit Support & Dispute Assistance is not a paid service and is included only as an optional benefit within the VIP Membership Program.
CBR Capital Group does not guarantee specific results, score increases, or deletions of any item.
Services are provided for the duration of the Client’s VIP Membership or until the Client’s credit goal is reached, whichever comes first.
All additional individuals receiving assistance under the VIP Member’s account will be covered for the same time period.
For best results, all documents requested by CBR Capital Group, including any required notarized documents, must be submitted promptly and accurately.

3. CLIENT RESPONSIBILITIES
The Client agrees to:
Provide accurate and complete information to CBR Capital Group.
Cooperate fully by supplying requested documents, identification, and authorization forms.
Refrain from knowingly submitting false, misleading, or incomplete information.
Keep CBR Capital Group updated on any changes to contact information, credit reports, or correspondence from credit bureaus.

4. AUTHORIZATION TO ACT ON BEHALF OF CLIENT
I, the undersigned Client, authorize CBR Capital Group LLC to prepare, send, and receive communications to and from the three major credit reporting agencies (Experian, Equifax, TransUnion) and any other creditors or reporting entities as necessary for the purpose of disputing or correcting inaccurate information on my credit file.
This authorization does not permit CBR Capital Group LLC to open new accounts, make financial commitments, or access my credit without consent.
This authorization remains valid until the earlier of (1) cancellation by written notice, (2) expiration or termination of the VIP Membership, or (3) completion of the agreed-upon credit goal.

5. CONSUMER CREDIT FILE RIGHTS UNDER STATE AND FEDERAL LAW (CROA DISCLOSURE)
You have a right to dispute inaccurate information in your credit report by contacting the credit bureaus directly. Neither you nor a credit support company has the right to have accurate, current, and verifiable information removed from your credit report.
Credit bureaus must remove inaccurate or unverifiable information, and accurate negative information may remain for up to seven (7) years (ten [10] years for bankruptcies).
You have the right to:
Obtain a copy of your credit report.
Dispute information you believe is inaccurate.
Receive a free credit report if denied credit, employment, or insurance within the past 60 days.
Request a free report annually from www.annualcreditreport.com.
You have the right to cancel your contract with any credit repair organization for any reason within three (3) business days from the date you sign it.
The Federal Trade Commission regulates credit bureaus and credit repair organizations. For more information, contact:
The Public Reference Branch
Federal Trade Commission
Washington, D.C. 20580

6. NOTICE OF RIGHT TO CANCEL
You may cancel this Agreement without penalty or obligation at any time before midnight of the third (3rd) business day after signing.
To cancel, simply send a signed and dated email stating “I hereby cancel this transaction” to: email (s) listed below.
No physical letter or mailed notice is required. Your cancellation will be considered effective as of the date and time the email is sent.
jordyn@cbrcapitalgroup.com
Support@cbrcapitalgroup.com

7. LIMITATION OF LIABILITY
CBR Capital Group LLC and its representatives are not liable for the actions of credit bureaus, creditors, or other third parties. CBR does not guarantee any specific outcome regarding credit scores, approvals, or financial results.

8. ACKNOWLEDGMENT AND DIGITAL SIGNATURE
By signing below, I confirm that I have read and understood this Credit Support & Dispute Assistance Agreement, the Consumer Credit File Rights under State and Federal Law, and the Notice of Right to Cancel.
I acknowledge that I have received a copy of this Agreement and consent to the use of electronic signatures under the U.S. Electronic Signatures in Global and National Commerce (ESIGN) Act of 2000.