EmailMe Form - Supreme Borrower Push Spirit Letter

Is this a Purchase or a Refinance

Is there a committment date

Yes

No

Not Sure

Committment Date

MM / DD / YYYY

Date of written committment

Close Date

MM / DD / YYYY

Does the close date on the Purchase Agreement match the close date in Encompass

Borrower

First Last

Borrower Email

Borrower Phone

### - ### - ####

Co Borrower

First Last

Co Borrower Email

Co Borrower Phone

### - ### - ####

Best Person to Contact with Requests

Email or Call? Specific Times that work best to contact during the day?

Things that I really want, need or should tell all of my team members to make their life easier!!!

Mortgage Insurance Quote

Link to Visual Time Line

https://time.graphics/my/

Address of purchase or refinance property

Street Address City State / Province / Region Postal / Zip Code

Earnest Money Source

Where is the earnest money coming from?

Down Payment Source

Where is the down payment coming from? Bank Name, Retirement Account Name, Gift for Relative Name, etc

REO: Does the Borrower own any current Real Estate

Addresses, which lien is tied to which property, plan for property, current real estate owned by borrower.

Expectations:

Does the borrower wish to move up closing? Do they not like to answer calls and prefer email? Will you handle all communication? Etc.

Misc Information:

Anything other, such as bankruptcy or child support that we will need to know for the loan.

Listing Realtor Name

First Last

Listing Realtor Email

Listing Realtor Phone

### - ### - ####

Buying Realtor Name

First Last

Buying Realtor Email

Buying Realtor Phone

### - ### - ####

Buyer Title Company

Buyer Title Email

Buyer Title Phone

### - ### - ####

W-2s or 1099's

Please Upload 2 years of W-2's or 1099's

Purchase Agreement. If you have a signed copy, please upload it

Paystubs

30 Days of paystubs, if you have bonuses, commission income or overtimve, please also upload the last paystub from the previous year.

Tax Returns

Last years Federal Tax Return, with all schedules. We do not need your State Tax Return.

Bank Statements

Please upload 60 days of bank statements.

Misc or LOX's

Use this link to upload any other documents that have been requested

Link to Doc Folder

Close Date

MM / DD / YYYY

How much in Seller Paid Closing Costs

Where is the purchase agreement?

Is it attached to Spirit Letter, did you email it, how does operations find it?

Checkbox Grid

	Yes	No	Requested	NA
Title Info Entered
Agent Info Entered
Year Schooling Entered
2 years residency entered
Child Support Checked
Dependents Entered
2 years employment Borrower
2 years employment Co Borrower
Employment address and phone entered
AUS reviewed
Appraisal Waiver
Declarations filled out
Current Monthly Housing Expense Entered
Assets reviewed and filled in
Non Payroll Deposits reviewed
401k being used
Gifts being used
Net Proceeds being used
Net proceeds net sheet requested
Debt being paid off at closing
Debt payoff statements requested?
Has any debt already been paid off
Bankruptcy
Foreclosure

Is there an Association

What is the name and how much are the dues each month? What is the association contact number?

Is there a Second Mortgage or a Subordination?

Purchase Price

Have you quoted or locked the loan

MI provider

Arch, Radian, National MI, etc

MI Monthly Amount

Borrower Marital Status

Co Borrower Mid Score

Number is Household

This number includeds you, spouse or significant other, any children even if they are not your dependents, any parents or friends that will be living in the home with you. More people allows for higher income limits.

Yearly Income

Number of Children under 18 that will be living in the home

Number of Disabled

Do you have any disabled childrent that will be living in the home.

Been Notified or Taken Required Home Buyer Course

http://www.hocmn.org/buyingahome/homebuyer-education/

http://www.hocmn.org/buyingahome/framework/

Grant Money and Amount

If Any

Income Submitted

Does borrower work all 12 months?

New Housing Payment Submitted

Housing Ratio Submitted

Back End Ratio Submitted

Total Other Monthly Debt Submitted

Total Monthly Debt Submitted with Housing

Is Borrower One Self Employed

If so, how much self employment income.

Is Borrower Two Self Employed

If so, how much self employment income.

Does Borrower One have overtime

If so, how much did you calculate

Does Borrower Two have overtime

Is so, how much did you calculate

Encompass finding Income

What does encompass need for income

Encompass finding Assets

What does encompass need for assets