2022 Insurance Form

Those who are renting club boats do not need to fill out this form

Forms and payment must be submitted by 01-April-2022 at 6pm.

No form = No Insurance = No Racing

While insurance coverage runs annually, coverage in the boat park will only apply between 1 April and 31 September. Outside of this period, insurance will only cover boats stored on the boat park racking and boats stored at private residence / storage.

Racking storage in the boat park will be available over the winter subject to completion of the winter racking form and receipt of the winter racking fee.

No boats are permitted to be left on the tarmac over the winter period, this space will be let out in its entirety.

Failure to move a boat from the tarmac by 31 September will result in the committee making arrangements for it to be moved at the owners cost.

    Insurance cover shall be charged to the owner(s) at the rate of 2.35% of the sum to be insured.

    * Your boat will not be insured if your registration form for a new boat is not received.
    * You will not be eligible to enter any club races if your boat is not insured.
    * Anyone participating in club races must be a member of the GRC.


    1) BOATS for
    * damage at sea including when towed by guardboats
    * damage on land when towed by vehicles
    * theft/damage when in the Boathouse or securely tied up e.g outside the Boathouse, in St Peter Port or at home.


    * trailer

    Please note there is NO cover for any other equipment such as Oars, Life Jackets, Electronics etc.

    There is a £500 policy excess on claims involving towing on water by other craft, or damage caused by coming off the roof of a vehicle due to failure of the straps/lines. The standard claim excess is £250.

    2) THIRD PARTY LIABILITY cover of £2 million is funded under a separate policy by the GRC.

    The policy specifically extends this cover to claims by one member against another even though we are all insured under the same policy.

    Please notify a member of the committee as soon as there has been any damage to the boat or equipment, showing them the damage done. All claims must be notified within 30 days of the incident otherwise the claim will be rejected by the insurers.

    Anyone wanting a copy of the Policy schedule, please ask Nicky Terry.

    I. The insurance policy does not cover third party liability for accidents when being towed. Car drivers and guardboat owners should ensure that their policy covers this.

    II. As with all insurance policies, you must behave prudently and reasonably. The easiest way of doing this is to forget that you are insured and behave as if you had to pay up personally for all damage/liability to others!

    III. In the case of hulls, there is no policy excess in the usual sense (this is not relevant to damage whilst being towed). If the claim is for more than £250, it is paid in full.
  • (Issued by the GRC)
  • (Issued by the Harbour Office)
  • For new boats or boats with new owners, please upload a scanned copy of the boat's registration document as supplied by the Harbour Office.
  • Owner Details

  • Where there is more than one registered boat owner, only one of the registered owners need input their details.
  • Is the owner also the crew captain?
  • Crew Captain Details

    This information must be input where the crew captain is NOT the owner of the boat.
  • Insurance Cover Required

    All amounts in GBP

    You are advised to ensure you have adequate cover for all potential incidents.

    Once you have input the cover required for each item please calculate the cost of this insurance at £2.35 per £100 and input the cost alongside. For example, if the cover required is for a £2,000 hull, the calculation is £2,000 divided by £100 x £2.35 = £47.

    (The "Hull" amount has been input as an example - please change the cover and cost amounts as required).
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  • Disclaimer

    The Guernsey Rowing Club (GRC) is subject to the requirements of Data Protection (Bailiwick of Guernsey) Law 2017 (the Law) and registered as a data controller with the office of the Data Protection Authority (ODPA) under registration number DPA2534. In those regards, any information supplied in this document that falls within the scope of the Law will be held by the GRC in compliance with the GRC’s ‘Fair Processing Notice’, which can be found on the GRC website.