EmailMeForm
generation2080 Quarter 6 Worksheet
Being Prepared - Wills, Beneficiaries, Insurance
Name
*
First
Last
Email
*
Phone
*
###
-
###
-
####
Who is your CRM case manager?
*
Date you watched the Being Prepared video.
*
Leaving a legacy begins with beneficiaries on your accounts, home and insurance. Who do you most want to benefit from your wealth?
*
Are you sure that all your accounts, home and insurance have the same beneficiaries?
*
Please select
Yes
No
Not sure
If the answer is "No" or "Not Sure", you will need to check and change any beneficiaries to those that you listed above.
ACTION Item:
Deadline to check and change beneficiaries for my accounts, home and insurance.
*
Do you have an up-to-date, accurate will in your state of residence (NC most likely).
*
Please select
Yes
No
Not sure
Insurance on your car and home - which example shows replacement cost insurance?
*
Please select
You paid $25,000 for a car that now has $19,000 debt on it. After a total wreck, insurance paid $16,000.
You paid $25,000 for a car with $19,000 debt on it now. After a wreck, insurance paid $26,000.
The insurance company is not responsible for your debt. Your beneficiaries must pay it back with insurance money.
Which of the following offer free or low cost legal services such as wills where you can get an updated will prepared?
*
Charlotte Center for Legal Advocacy - 704-376-1600
Legal Aid of NC - 704-971-2621
Write these down and call to have an attorney set up a basic will. Then, keep the will in a safe place.
Insurance on your car and home - which example shows replacement cost insurance?
*
Please select
You paid $25,000 for a car that now has $19,000 debt on it. After a total wreck, insurance paid $16,000.
You paid $25,000 for a car with $19,000 debt on it now. After a wreck, insurance paid $26,000.
The insurance company is not responsible for your debt. Your beneficiaries must pay it back with insurance money.
Homeowners and renters insurance covers items like TV's, computers and jewelry in a fire. True or False?
Please select
True
False
Life insurance covers part of your expected life (for example 20 years). If you passed away during the years when the insurance is effective, which use of an insurance payout would be the most important?
*
Please select
Pay funeral expenses, pay off your debt, clear legal judgments.
Pay for education, down payment or nest egg.
The insurance company is not responsible for any of your debt. Your beneficiaries must pay it back with insurance money.
The big question is how much life insurance coverage should you provide? $25,000, $100,000? Check the things that make sense to you. There is no right or wrong answer.
At least one year's family expenses (budget needed for this)
Pay for all debt and cost of funeral
Pay for children's education
A lot of people add these things together to decide how much to buy.
QUIZ QUESTION:
If you own a car and buy a home, what kind of insurance are you required to have?
*
ACTION Steps:
What action steps did my case manager and I agree to?
*
Getting named beneficiaries in your bank, investments, home and other assets is a good step.
NEXT STEPS:
When is the next time I meet with my case manager for generation2080 discussion?
*
I know that I have to complete the video, worksheet and meet my case manager to receive my savings account match.
*
Please select
Agree
Disagree
I know that I need to save every two weeks as part of the generation2080 program. I may be withdrawn from the program if I go longer than 3 months without saving.
*
Please select
Agree
Disagree
